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Way to go! Now increase it! Starting is the first hardest thing, well done! Now every time you get a raise (OR IF YOU DON’T GET A RAISE) increase your contributions at least once a year. Discipline is the second hardest thing. Discipline yourself to increase your contributions on a regular basis. to increase on a regular basis. It is so easy to not miss the money anymore “…(out of sight=out of mind), which is a good thing…” that is a good thing for getting started BUT don’t forget to increase at least once per year, be disciplined. “BRIGHT IDEA = mark your calendar and each year on your birthday. Give yourself the present of increasing your retirement savings…just picture those nice vacations and walks on the beach. And don’t forget about the catch up provision; this is one of the greatest opportunities to “catch up” in your later years.
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